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Insurance control and clean cash flow for healthcare SMEs

From TPA reconciliation and doctor commissions to mixed-rate VAT and expiry tracking — get books that match how UAE clinics actually run, with cash forecasts that survive insurance payment cycles.

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Challenges we understand

Insurance / TPA receivables aged 60-90+ days with no visibility into rejections vs delays

Mixed revenue (insurance, self-pay, corporate contracts) hard to reconcile to the PMS / EMR

Doctor commissions and variable comp calculated manually each month — errors and disputes

VAT confusion: healthcare zero-rated, aesthetic / cosmetic standard-rated, dental mixed

Consumables and drug inventory not tracked properly — expiry write-offs eat margin

Multi-clinic groups can't see profitability per location without a manual roll-up

How Daira helps

Daira reconciles your PMS / EMR daily revenue to insurance claims, self-pay collections, and bank deposits — so management sees what's actually been earned vs what's still in claim limbo. We track TPA receivables by payer with aging and rejection-reason analysis, and design a claims chase cadence that actually shortens the cycle. Doctor commission calculations are automated against the agreed contract terms (no more spreadsheet disputes). VAT is correctly applied across healthcare zero-rated, aesthetic standard-rated, and dental mixed services, with documentation that supports zero-rating. Inventory of consumables and drugs is tracked with expiry alerts and a write-off policy. Multi-clinic groups get consolidated P&L with clinic-level drill-down.

What we deliver

Daily revenue reconciliation: PMS → claims → bank deposits, matched and signed off
TPA receivables aging with rejection-reason analysis per payer
Doctor commission schedule auto-calculated from contract terms
VAT return with zero-rated healthcare vs standard-rated aesthetic services split per invoice
Inventory and expiry report for consumables and drugs with write-off recommendations
Multi-clinic consolidated P&L with clinic-level and specialty-level margin
13-week cash forecast factoring TPA payment cycles per payer

Frequently asked questions

Yes — we read daily revenue from your PMS (e.g. Insta, Bayanaty, Medisoft) or EMR and reconcile it to claims and bank deposits, with no double entry.
Receivables are tracked per payer, per claim, with aging and rejection-reason analysis. Our team can run the chase cadence with your billing desk.
Most healthcare services are zero-rated in the UAE, but aesthetic / cosmetic services are standard-rated and dental can be mixed. We document the rate per service line so the return reconciles cleanly.
Yes. We codify the commission contract per doctor and calculate monthly from the actual procedure / collection data — no spreadsheet edits, fewer disputes.
Yes. We consolidate at the group level while preserving clinic-level P&L, specialty-level margin, and doctor-level productivity reports.

Want to see how this works for Healthcare & Clinics?

Book a free consultation. We'll walk you through how Daira runs finance for businesses like yours.

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